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<title>Latest Personal Finance Articles</title>
<link>http://www.directoryarticles.com/</link>
<description>Articles at DirectoryArticles.com</description>
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<title>Move In Your Dream Car With Bad Credit Car Loans</title>
<link>http://www.directoryarticles.com/finance/personal-finance/move-in-your-dream-car-with-bad-credit-car-loans.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/move-in-your-dream-car-with-bad-credit-car-loans.html</guid>
<pubDate>Wed, 25 Aug 2010 04:20:23 -0500</pubDate>
<description><![CDATA[ There might be some circumstances when one gets trapped badly in debt and then land up in a mess with numerous of debts. This burden will not allow a person to fulfill his dream of buying a car. The s ]]></description>
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<title>What You Should Know About 401K Withdrawal Penalties</title>
<link>http://www.directoryarticles.com/finance/personal-finance/what-you-should-know-about-401k-withdrawal-penalties.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/what-you-should-know-about-401k-withdrawal-penalties.html</guid>
<pubDate>Thu, 19 Aug 2010 15:11:58 -0500</pubDate>
<description><![CDATA[ There are a lot of things you need to know about 401k withdrawal penalties, some of them get talked about a fair amount in warning you not to do it, and others get overlooked among all of the warnings.  Make sure you know everything that will happen if you're planning to move forward so that you don't end up with more problems.  ]]></description>
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<title>10 Benefits of Having a 401K</title>
<link>http://www.directoryarticles.com/finance/personal-finance/10-benefits-of-having-a-401k.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/10-benefits-of-having-a-401k.html</guid>
<pubDate>Thu, 19 Aug 2010 15:06:45 -0500</pubDate>
<description><![CDATA[ There are a lot of benefits to having a 401k account.  The ten listed here give good insight to how these accounts work and what things you should be taking advantage of. <br /> ]]></description>
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<title>General Budgeting Tips</title>
<link>http://www.directoryarticles.com/finance/personal-finance/general-budgeting-tips.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/general-budgeting-tips.html</guid>
<pubDate>Mon, 16 Aug 2010 12:37:57 -0500</pubDate>
<description><![CDATA[ Financial experts everywhere never fail to promote the idea of a household budget when trying to uplift their situation and finally have a stable financial footing. Creating a budget helps household h ]]></description>
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<title>Expensive Habits Worth Breaking</title>
<link>http://www.directoryarticles.com/finance/personal-finance/expensive-habits-worth-breaking.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/expensive-habits-worth-breaking.html</guid>
<pubDate>Mon, 16 Aug 2010 11:52:13 -0500</pubDate>
<description><![CDATA[ Trying to save money is not just about wanting to make ends meet today but having enough for the future. One of the most efficient ways to really save money is to cut back on our expensive habits, the ]]></description>
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<title>Payment Protection Insurance Service Is A Right Choice to Cover Your Loss</title>
<link>http://www.directoryarticles.com/finance/personal-finance/payment-protection-insurance-service-is-a-right-choice-to-cover-your-loss.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/payment-protection-insurance-service-is-a-right-choice-to-cover-your-loss.html</guid>
<pubDate>Mon, 16 Aug 2010 03:35:33 -0500</pubDate>
<description><![CDATA[ At the time when millions of people are taking interests in the area of investment business, the cases of fragile financial situation and credits loss are also being surfaced. Amid the uncertainty over the return of investment, it has become inevitable for the investors to be equipped with the security of payment protection insurance.  ]]></description>
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<title>You Can Get Free Gasoline - Learn How</title>
<link>http://www.directoryarticles.com/finance/personal-finance/you-can-get-free-gasoline-learn-how.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/you-can-get-free-gasoline-learn-how.html</guid>
<pubDate>Thu, 22 Jul 2010 08:37:47 -0500</pubDate>
<description><![CDATA[ With gasoline prices going up almost every month, it is not surprising why more and more people are resorting to other ways to save on fuel expenses just to get through the day completing regular acti ]]></description>
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<title>Gasoline Gift Cards - They Can Help You Save On Gasoline</title>
<link>http://www.directoryarticles.com/finance/personal-finance/gasoline-gift-cards-they-can-help-you-save-on-gasoline.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/gasoline-gift-cards-they-can-help-you-save-on-gasoline.html</guid>
<pubDate>Wed, 21 Jul 2010 01:14:59 -0500</pubDate>
<description><![CDATA[ Contrary to what other people think, gasoline gift cards are probably one of the most practical and appealing gifts nowadays, regardless of the occasion and the gender of the person you’re giving it ]]></description>
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<title>Benefits of Securing Online Services for Low Rate Car Loans</title>
<link>http://www.directoryarticles.com/finance/personal-finance/benefits-of-securing-online-services-for-low-rate-car-loans.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/benefits-of-securing-online-services-for-low-rate-car-loans.html</guid>
<pubDate>Tue, 20 Jul 2010 04:09:45 -0500</pubDate>
<description><![CDATA[ Securing online car loans is fast becoming one of the most popular ways of purchasing new or used cars. The advantage of buying a vehicle this way helps the borrowers to save a lot of time, energy and ]]></description>
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<title>Retirement Activity Ideas For Workers Who Miss the Daily Routine</title>
<link>http://www.directoryarticles.com/finance/personal-finance/retirement-activity-ideas-for-workers-who-miss-the-daily-routine.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/retirement-activity-ideas-for-workers-who-miss-the-daily-routine.html</guid>
<pubDate>Fri, 16 Jul 2010 15:19:02 -0500</pubDate>
<description><![CDATA[ Immediately after you stop working you feel free, finally you can do what you want with your time!  Shortly after, however, many start to feel lost and unsure of what to do themselves with their unstr ]]></description>
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<title>401K - The Age With No Withdrawal Penalties</title>
<link>http://www.directoryarticles.com/finance/personal-finance/401k-the-age-with-no-withdrawal-penalties.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/401k-the-age-with-no-withdrawal-penalties.html</guid>
<pubDate>Fri, 16 Jul 2010 15:14:29 -0500</pubDate>
<description><![CDATA[ When you reach retirement age you can cash out money from your 401k with no withdrawal penalties. Before that time, however, it's widely suggested that you leave that money alone to avoid losing a gre ]]></description>
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<title>Why You Should Start Saving For Retirement As Early As Possible</title>
<link>http://www.directoryarticles.com/finance/personal-finance/why-you-should-start-saving-for-retirement-as-early-as-possible.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/why-you-should-start-saving-for-retirement-as-early-as-possible.html</guid>
<pubDate>Fri, 16 Jul 2010 15:08:42 -0500</pubDate>
<description><![CDATA[ It should seem obvious once you ask the question why you need to save for retirement as early as possible, but the truth is that most people don't think too much about it, simply putting it out of the ]]></description>
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<title>How Soon Should I Start Saving For Retirement?</title>
<link>http://www.directoryarticles.com/finance/personal-finance/how-soon-should-i-start-saving-for-retirement.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/how-soon-should-i-start-saving-for-retirement.html</guid>
<pubDate>Fri, 16 Jul 2010 15:03:56 -0500</pubDate>
<description><![CDATA[ How soon should someone start saving for retirement? Right this very minute! No, really, the sooner the better. Once you start working and earning an income you need to start thinking about what you w ]]></description>
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<title>5 Ways to Save For Retirement So You Have Enough Money</title>
<link>http://www.directoryarticles.com/finance/personal-finance/5-ways-to-save-for-retirement-so-you-have-enough-money.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/5-ways-to-save-for-retirement-so-you-have-enough-money.html</guid>
<pubDate>Thu, 15 Jul 2010 14:08:28 -0500</pubDate>
<description><![CDATA[ There are a lot of different ways to save for retirement so you have enough money but the five ways below are a good start to building a detailed savings plan that you'll be able to retire with. 1 --  ]]></description>
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<title>Retirement Age - How Long Until You Can Retire?</title>
<link>http://www.directoryarticles.com/finance/personal-finance/retirement-age-how-long-until-you-can-retire.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/retirement-age-how-long-until-you-can-retire.html</guid>
<pubDate>Thu, 15 Jul 2010 14:00:59 -0500</pubDate>
<description><![CDATA[ As far as 401k and IRAs are concerned retirement age is fifty nine years and six months of age, but what does that really mean for you? How long until you can retire? That's up to you, and in large pa ]]></description>
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<title>The Wrong Way to Invest in a 401K</title>
<link>http://www.directoryarticles.com/finance/personal-finance/the-wrong-way-to-invest-in-a-401k.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/the-wrong-way-to-invest-in-a-401k.html</guid>
<pubDate>Thu, 15 Jul 2010 11:35:51 -0500</pubDate>
<description><![CDATA[ While there is certainly no wrong way to invest in a 401k (any saving you do is to be encouraged!) there are some mistakes that are good to avoid. Not contributing up to your employers match is the fi ]]></description>
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<title>Taxes on 401k Withdrawals When You Cash Out Early</title>
<link>http://www.directoryarticles.com/finance/personal-finance/taxes-on-401k-withdrawals-when-you-cash-out-early.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/taxes-on-401k-withdrawals-when-you-cash-out-early.html</guid>
<pubDate>Thu, 15 Jul 2010 11:31:28 -0500</pubDate>
<description><![CDATA[ Taxes on 401k withdrawals when you cash out early can be a little confusing, but once you understand how things work it can be easier to manage.  Of course, the ideal situation is not to cash out earl ]]></description>
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<title>401K Payout Tax Brackets</title>
<link>http://www.directoryarticles.com/finance/personal-finance/401k-payout-tax-brackets.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/401k-payout-tax-brackets.html</guid>
<pubDate>Thu, 15 Jul 2010 11:26:12 -0500</pubDate>
<description><![CDATA[ There's a lot you're going to need to know about taking a 401k payout and tax brackets. When you make an early withdrawal there is a large penalty.  A withdrawal is categorized as early when you take  ]]></description>
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<title>Am I too Young for a 401k?</title>
<link>http://www.directoryarticles.com/finance/personal-finance/am-i-too-young-for-a-401k.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/am-i-too-young-for-a-401k.html</guid>
<pubDate>Thu, 15 Jul 2010 11:18:46 -0500</pubDate>
<description><![CDATA[ You are never too young to start investing in your future, so you're never too young for a 401k.  As long as you're 18 and have a job where they are offering you one as a benefit at your job then you  ]]></description>
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<title>4 Advantages to Investing Early for Retirement</title>
<link>http://www.directoryarticles.com/finance/personal-finance/4-advantages-to-investing-early-for-retirement.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/4-advantages-to-investing-early-for-retirement.html</guid>
<pubDate>Wed, 14 Jul 2010 15:02:29 -0500</pubDate>
<description><![CDATA[ There are a lot of reasons why you should get started but the four advantages to investing early for retirement listed below are definitely reason enough to get you going. When you invest early on the ]]></description>
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<title>Making Up Lost Time - Investing in 401K Later in Life</title>
<link>http://www.directoryarticles.com/finance/personal-finance/making-up-lost-time-investing-in-401k-later-in-life.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/making-up-lost-time-investing-in-401k-later-in-life.html</guid>
<pubDate>Wed, 14 Jul 2010 14:57:27 -0500</pubDate>
<description><![CDATA[ Ideally you want to start saving as soon as possible for retirement in your adult years but when that has already passed you by you need to focus on making up lost time by investing in a 401k later in ]]></description>
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<title>How a 401k Works</title>
<link>http://www.directoryarticles.com/finance/personal-finance/how-a-401k-works.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/how-a-401k-works.html</guid>
<pubDate>Wed, 14 Jul 2010 14:53:25 -0500</pubDate>
<description><![CDATA[ There are a lot of things you should know about these retirement accounts. They are a savings vehicle that have a lot of features to help you succeed in reaching your retirement goals. But what does a ]]></description>
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<title>How to Avoid Working During Retirement</title>
<link>http://www.directoryarticles.com/finance/personal-finance/how-to-avoid-working-during-retirement.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/how-to-avoid-working-during-retirement.html</guid>
<pubDate>Wed, 14 Jul 2010 14:48:09 -0500</pubDate>
<description><![CDATA[ Planning your savings plan carefully is the only way to avoid working during retirement.A staggering number of people get to be forty years old with barely anything saved, which doesn't give you a lot ]]></description>
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<title>How to Get the Most Out of Your 401K</title>
<link>http://www.directoryarticles.com/finance/personal-finance/how-to-get-the-most-out-of-your-401k.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/how-to-get-the-most-out-of-your-401k.html</guid>
<pubDate>Wed, 14 Jul 2010 14:42:51 -0500</pubDate>
<description><![CDATA[ If you're going to invest in your retirement then you definitely want to look at how to get the most out of your 401k so you get the money you need to have a great retirement. These accounts are built ]]></description>
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<title>Planning So You Can Retire Early</title>
<link>http://www.directoryarticles.com/finance/personal-finance/planning-so-you-can-retire-early.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/planning-so-you-can-retire-early.html</guid>
<pubDate>Sun, 11 Jul 2010 13:01:16 -0500</pubDate>
<description><![CDATA[ Planning so you can retire early isn't really such a difficult hurdle to overcome, the key is that you just need to plan for it and you need to do so now. Once you reach that point and start thinking, ]]></description>
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<title>The Best Amount to Save Annually For Retirement</title>
<link>http://www.directoryarticles.com/finance/personal-finance/the-best-amount-to-save-annually-for-retirement.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/the-best-amount-to-save-annually-for-retirement.html</guid>
<pubDate>Sun, 11 Jul 2010 12:57:50 -0500</pubDate>
<description><![CDATA[ The best amount to save annually for retirement is different for everyone, because everyone lives differently, spends differently, and lives on different amounts of income each and every year. The tot ]]></description>
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<title>401K Loan Advice - Borrowing Against Your 401K</title>
<link>http://www.directoryarticles.com/finance/personal-finance/401k-loan-advice-borrowing-against-your-401k.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/401k-loan-advice-borrowing-against-your-401k.html</guid>
<pubDate>Fri, 09 Jul 2010 11:30:40 -0500</pubDate>
<description><![CDATA[ The best 401k loan advice there is, is to avoid it. Borrowing against your 401k is a dangerous idea, in large part because of what a great deal it sounds like at first. With this financing option you  ]]></description>
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<title>3 Reasons Why You Need to Start Saving For Retirement</title>
<link>http://www.directoryarticles.com/finance/personal-finance/3-reasons-why-you-need-to-start-saving-for-retirement.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/3-reasons-why-you-need-to-start-saving-for-retirement.html</guid>
<pubDate>Fri, 09 Jul 2010 11:25:28 -0500</pubDate>
<description><![CDATA[ A surprising number of people put off worrying about their nest eggs until the day comes where they realize they don't really have any plans.  There are a million reasons why you need to start saving  ]]></description>
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<title>Maxing Out Your 401K Contributions</title>
<link>http://www.directoryarticles.com/finance/personal-finance/maxing-out-your-401k-contributions.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/maxing-out-your-401k-contributions.html</guid>
<pubDate>Fri, 02 Jul 2010 17:32:05 -0500</pubDate>
<description><![CDATA[ Maxing out your 401k contributions is one way to certainly get your nest egg up to a respectable size.  The contribution limit changes every year, in 2010 the limit is set at $16,500 for those under f ]]></description>
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<title>What You Need to Know About 401k Plans</title>
<link>http://www.directoryarticles.com/finance/personal-finance/what-you-need-to-know-about-401k-plans.html</link>
<guid>http://www.directoryarticles.com/finance/personal-finance/what-you-need-to-know-about-401k-plans.html</guid>
<pubDate>Fri, 02 Jul 2010 17:26:12 -0500</pubDate>
<description><![CDATA[ You've probably seen it listed as a benefit at various jobs or heard it mentioned in conversation, but a great number of people don't really know the basics of what these accounts are and what they ca ]]></description>
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